Each person’s insurance or benefits coverage is different and therefore we can’t make any guarantees that virtual therapy services are covered. We always recommend calling your insurance provider to ask:
● What mental health professionals you are covered to see? (Psychologists? Psychotherapists? Social workers?)
● What amount you are covered for each year?
● What percentage is covered each visit?
● Are virtual therapy services covered under your plan?
If you know that Momwell is in-network with your insurance provider in your state, book a Free 15 min consultation with a Care Coordinator to receive a benefits check and find out what your plan covers and if there are any out of pocket costs.
Cash Pay Services: Under the No Surprises Act (H.R. 133 - effective January 1, 2022), we are required to notify you of your federally protect rights against “surprise billing.” This act requires healthcare providers who do not bill insurance to provide consumers with a Good Faith Estimate showing the costs of services you can reasonably expect for your healthcare needs.
You will receive a Good Faith Estimate before your first paid session. This will provide you with your therapists hourly rate and the average duration of treatment. A Good Faith Estimate is for your awareness only and does not require immediate financial commitment or payment. You will be billed through the portal after each therapy session.
Insurance Services: During your Free 15 minute consultation the Care Coordinator will collect your insurance information and if we are In-network with your payor and your plan offers mental health coverage they will be able to provide you with an estimated cost for each session based on your coverage. This amount is only an estimate as insurance providers change plans and coverage amounts from time to time. You will be notified via email if the actual amount differs from what was provided during the Free 15 min consultation in the event of a change and all appropriate adjustments made to the billing of your co-pay etc.